Reason Codes for American Express Chargebacks & Inquiries

Midigator has created a database of American Express reason codes. Use this resource to prevent and fight chargebacks with greater accuracy. View the entire list of AmEx reason codes below or search our database for specific insights.

Cardmember Disputes

C02 – Credit Not Processed

C04 – Goods / Services Returned or Refused

C05 – Goods / Services Cancelled

C08 – Goods / Services Not Received or Only Partially Received

C14 – Paid by Other Means

C18 – “No Show” or CARDeposit Cancelled

C28 – Cancelled Recurring Billing

C31 – Goods / Services Not As Described

C32 – Goods / Services Damaged or Defective

Processing Error

P01 – Unassigned Card Number

P03 – Credit Processed as Charge

P04 – Charge Processed as Credit

P05 – Incorrect Charge Amount

P07 – Late Submission

P08 – Duplicate Charge

P22 – Non-Matching Card Number

P23 – Currency Discrepancy

Authorization

A01 – Charge Amount Exceed Authorization Amount

A02 – No Valid Authorization

A08 – Authorization Approval Expired

Fraud

F10 – Missing Imprint

F24 – No Cardmember Authorization

F29 – Card Not Present

F30 – EMV Counterfeit

F31 – EMV Lost / Stolen / Non-Received

Inquiry/Miscellaneous

M01 – Chargeback Authorization

R03 – Insufficient Reply

R13 – No Reply

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