Reason Codes for Visa Chargebacks & Disputes

Midigator has created a database of Visa reason codes. Use this resource to prevent and fight chargebacks with greater accuracy. View the entire list of Visa reason codes below or search our database for specific insights.

Fraud

10.1 – EMV Liability Shift

10.2 – EMV Liability Shift Non-Counterfeit Fraud

10.3 – Other Fraud, Card-Present Environment

10.4 – Other Fraud, Card-Absent Environment

10.5 – Visa Fraud Monitoring Program

Processing Errors

12.1 – Late Presentment

12.2 – Incorrect Transaction Code

12.3 – Incorrect Currency

12.4 – Incorrect Account Number

12.5 – Incorrect Amount

12.6 – Duplicate Processing / Paid By Other Means

12.7 – Invalid Data

Authorization

11.1 – Card Recovery Bulletin

11.2 – Declined Authorization

11.3 – No Authorization

Consumer Disputes

13.1 – Merchandise / Services Not Received

13.2 – Cancelled Recurring Transaction

13.3 – Not as Described or Defective Merchandise / Services

13.4 – Counterfeit Merchandise

13.5 – Misrepresentation

13.6 – Credit Not Processed

13.7 – Cancelled Merchandise / Services

13.8 – Original Credit Transaction Not Accepted

13.9 – Non-Receipt of Cash or Load Transaction Value

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