Visa Secure (Formerly Verified By Visa)
Visa Secure is a fraud prevention tool used by online merchants. It helps verify that the shopper is the actual cardholder.
How does Visa Secure work?
Visa Secure allows cardholders to pre-register a personal identification number. If the merchant asks for this PIN during the checkout process, the processor will communicate with Visa for verification.
A mismatch could indicate the shopper is attempting an unauthorized purchase, as the cardholder would likely provide accurate personal information.