Reason Code 4859 – Addendum, No-Show, or ATM Dispute (Non-European Bank)

Mastercard is in the process of updating chargeback management regulations. Issuers are currently allowed to use reason code 4859, however, this code will soon be eliminated.

For more information about chargebacks filed with this reasoning, please see one of the following:

Reason code 4853, subcategory:

• Addendum Dispute
• “No-Show” Hotel Charge

Reason code 4834, subcategory:

• ATM Disputes
• Charges for Loss, Theft, or Damage